Whole life guaranteed 20 Pay

Product description

Issue ages (age nearest)

• 0 to 75

Amount of insurance

• Min: $10,000
• Max: $10,000,000*
  
  
  *Maximum amount as illustrated in the illustration software. You can request a higher amount.
  *Maximum amount as illustrated in the illustration software. You can request a higher amount by writing to special.quotes@dsf.ca

Banding

• $10,000 - $24,999
• $25,000 - $49,999
• $50,000 - $99,999
• $100,000 - $249,999
• $250,000 - $499,999
• $500,000 and more

Premiums

• Level, guaranteed and payable in 20 years

Annual policy fee

• Basic coverage: $40
• Each additional coverage: $40

Cash surrender value

• Starting in 5^th year

Paid-up coverage option

• Starting in 8^th year

Insured life options

• Individual
• Joint 1^st to die (2 to 5 insureds)
• Joint last to die (2 insureds)
• Joint last to die with Waiver of premium at 1^st death (2 insureds)

Conversion privilege

• No

Eligibility of conversions

• Yes

Rate reduction program

• Yes, eligible for the Rate reduction program

Sales material

​​​To order, contact your financial centre's administrative assistant or follow your current procedure and specify the item number.