​SOLO Healthcare

• 18 - 64
• Children: 0 - 20

The annual premium for SOLO Healthcare isn't guaranteed and may vary at each anniversary of the contract based on these factors:

• Age of the proposed insured
  Annual premiums vary by age group:
  • 18 - 44 (In Ontario, the premium also changes at age 25)
  • 45 - 54
  • 55 - 59
  • 60 - 64
• External factors
  The premium may also vary:
  • If the insured person's province of residence changes, because the coverage is complementary to the provincial health insurance plan and costs vary by province
  • Based on our experience with claims that vary due to factors such as inflation, changes to legislation or to provincial health insurance plans, medical advances that enable the diagnosis of previously undetected conditions, advances in technology that increase the cost of medical equipment or of supplies, increased use of physiotherapy, chiropractic care, massage therapy or the services of other healthcare professionals, etc.

• Individual: For the primary proposed insured only
• Couple: For the primary proposed insured and their spouse
• Family: For the primary proposed insured, their spouse, and their children
• Single-parent family: For the primary proposed insured and their children

A SOLO Health insurance policy can only be issued on the 1st or 15th of the month, depending on the day the insurance application is approved.

• Smoker
• Non-smoker

Insureds get a 5% discount on the premium for their SOLO Healthcare policy if they purchase it and another eligible insurance product with an annual premium of $400 or more at the same time.

• Annual
• Monthly

Coverage ends on the first of the following dates:

• The date the primary insured person turns 70
• The date the primary insured person dies
• The date the company receives a written request from the policyowner to terminate the policy

The spouse's coverage ends on the first of the following dates:

• The date on which the spouse turns 70
• The date on which the primary insured person turns 70

The coverage of each child, if applicable, ends on the first of the following dates:

• The date on which the child turns 26
• The date on which the primary insured person turns 70

Note: Once coverage has ended, the spouse and children may continue to be covered in their name on another policy without providing new evidence of insurability.