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Contracting with Desjardins
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Non-Redeemable Term Investment
For your clients who want an investment that offers a higher rate than a redeemable investment.
Features
Terms between 1 and 9 years
The term must not exceed the annuitant’s age of 95 years
The term must not exceed 12 months when the annuitant is over the age of 95
The term must not exceed the annuitant’s age of 71 years when invested in a registered accumulation contract
Non-redeemable
Minimum investment of $500
Compound interest
Eligible for RRSP/LIRA contracts and non-registered contracts
Compensation
0.25% per year of the term, maximum of 1.25%.
Sales material
Sales Process Checklist – Term Investments and Retirement Annuities – 20016E
"Option for the death benefit to be payable in the form of an annuity" Flyer - 17062E