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Insurance
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Life insurance
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Contracting with Desjardins
ZoneContenuCentrale
Disability waiver of deposit
Issue ages (age nearest)
Age 18 to 55
Benefit amount
Minimum: $25 a month per insured
Maximum: $1,000 a month per insured
Coverage cost
Fixed - Guaranteed
Ceases to be payable when the insured person turns 60
Termination of coverage
Disability must occur before the end of the payment period, which is before the insured reaches the age of 60.
Benefit payments will cease at the earliest of:
the date at which the insured ceases to be disabled
insured's death
expiry of contract
Characteristics
The benefits are retroactive and will be paid after a waiting period of four months of total disability.
Total disability is defined as the insured’s inability to perform his main occupation during the first 24 months, and thereafter for any occupation he is reasonably suited for by way of education, training or experience acquired prior to the disability.